Flux Money is a private-by-design expense tracker for the whole Apple platform — iPhone, iPad, Mac (Apple silicon), and Apple Watch. No accounts, no servers, no analytics. The developer collects no data. Everything stays on the device, with iCloud sync across your own hardware when you want it.
The conveniences you expect from a serious finance app are all there: quick-add entries with smart category suggestions, daily / weekly / monthly spending views, interactive charts, budget alerts, recurring-bill tracking, multi-currency with automatic exchange rates, home-screen widgets, and a companion app for the Watch.
Free to download. One-time £7/₤400 Flux Lifetime unlocks the advanced charts and forecasts. No subscription. Built in six languages: English, Arabic, Dutch, French, German, Turkish.