N° APP · 01 — FLUX MONEY · 2025

Flux Money,

Expense tracking that minds its own business. iPhone, iPad, Mac, Apple Watch.

PLATFORM: iPhone · iPad · Mac · Apple Watch
OS: iOS / iPadOS / macOS / watchOS 18.2+
PRICE: Free download · $7.99 one-time for Flux Lifetime
LANGUAGES: 6 — English, Arabic, Dutch, French, German, Turkish
PRIVACY: On-device · No accounts · No tracking · No data collection
STACK: Swift · SwiftUI · CloudKit · WidgetKit · App Intents
RELEASED: 2025

Most expense apps want a relationship. They want your bank credentials, your transaction stream, your spending profile sold sideways to a credit-scoring partner. Flux Money does none of that.

You type the expense in. The app remembers what you typed. The data lives on your device and, if you want, syncs through your own iCloud — no MESS server, no third-party analytics, no account.

“No accounts. No tracking. No exceptions.”

Flux Money pairs that discipline with the conveniences you'd expect from a serious finance app: quick-add entries with smart category suggestions, daily / weekly / monthly views, interactive charts, budget alerts, recurring-bill tracking, multi-currency with automatic exchange rates, home-screen widgets, and a companion app for the Apple Watch.

It is free to download. A one-time Flux Lifetime unlock ($7.99) opens the advanced charts and forecasts. No subscription. Built in six languages — English, Arabic, Dutch, French, German, and Turkish.

FEATURE INDEX

Tap, type, done. Categories learn from your habits and surface the right one before you go looking. No setup ritual; the app is usable the moment it opens.
Switch frames without ceremony. The same data, viewed at the cadence you care about right now — yesterday's coffees, this week's travel, this month's rent.
Charts you can actually use — cumulative spend over the period, where the money went by category, and the calendar heatmap that turns a year of receipts into a single image.
Set a budget. The app warns you as you approach the line — not the day after you've crossed it.
Recurring bills and subscriptions are first-class. You see what's coming, what's due, and what auto-renews.
Spend in one currency, report in another. Rates update automatically; conversion is built-in for every entry.
Glance at this week's spend or the next bill due without opening the app. Configurable at multiple sizes.
A native watchOS companion. Quick-add an expense from your wrist; see today's total in a complication.
Your data syncs across your iPhone, iPad, Mac, and Watch via your own iCloud account. No MESS server, no shared backend. You can disable sync entirely.
No accounts, no analytics, no tracking, no ads. Apple's privacy nutrition label says "the developer does not collect any data from this app." It is true.

It's offline. It's private. It's on the App Store.

↓ Download on the App Store ↗